I am responding here blind to the OP, because I have blocked Youtube here completely, and I'm not going to unblock it. I can resist seductions.
But I want to answer
OJ. I appreciate his contribution.
He's absolutely right saying "the whole concept is relative". Accepting this concept one has to find out about this relativeness in terms of where do I stand and what are my needs.
A farmer using the Internet mostly for checking the weather has other needs for safety and privacy than let's say a banking company. And the bankers face a different threat model than NGO workers do.
When it comes to defense and protection one should have at least roughly an idea about who are my potential adversaries and what expense are they ready to spend to get my crown jewels. It is always a good idea to consider an IT-attacker to be more capable than oneself is.
The days where the Internet was
mainly a good place for education, communication and business are past. The Internet is now changing back from where it evolved, namely from attack and defense. Collateral damage has to be expected by civilian users of the Internet when governments start practicing digital warfare (I avoid the buzzword "cyberwar") by collecting exploits and holding back/hiding security advisories.
And there is the phenomenon around the terms "fake" and "post truth". If that persists for a long enough period, our societies are going to be hurt substantially. That is, because the Internet has become ubiquitous and mobile by offering seductive "free" services.
The personal mileage may differ in terms of self defense when using the Internet. But be assured one thing is understood immediately in the business world and thus even by governments: When people start refusing doing business or using "services" they get it right and miraculously fast.
A possible line of self defense is always to say good bye to commercial offerings and services and to terms of use. Hurt your adversaries by refusing doing business with them. People not knowing how to protect their digital life and environment should deny buying smart-TVs, smart-refrigerators, smart phones, smart home-automation and other smart IoT gadgets like "Alexa".
I'd have written: our computers will remain as unsafe as they always have been.